Report a Claim

Our personal and commercial risk managers can advise you on the ramification of filing your claim and explain how the claims process works – eliminating the frustrations, which usually arise from the unknown. Please remember we are here to answer your questions. We have provided useful information below that can help at the time of a claim, or help before you are involved in an incident.

Vehicle Claims

If your auto accident involves injury to another person or there is extensive damage, immediately contact your insurance company’s Claim Center directly. This is critical. Statistics show that the sooner a claim is reported, the sooner it is settled and for less money, frequently without involving you on the wrong end of a lawsuit.

If no other person or property is involved and there is only minor damage, call us first. Oftentimes only a few minor claims can cause not only higher premiums, but run up a red flag when it comes to your policy renewal. This is not good! Check with us first.

Property Claims

For home or other property losses, if there is major damage or loss, contact your insurance company's claim center. Small claims are very expensive for the company to process and will be considered when it comes time to renew your policy. If you have questions regarding whether or not you should make a claim, contact us. Use insurance for what it was designed – to save you from financial disaster – not the convenience of having minor losses paid. Expect to pay any losses under $1,000 and take that amount as a deductible. You’ll save on premium and help protect your renewals!

Workers Compensation Claims

All Workers Compensation claims need to be handled directly by the company. Please do not submit any Workers Compensation claim information to our office.

Tips for Filing Claims

Take whatever steps are necessary to prevent further loss. Regardless if there is coverage or not, you need to protect your property from further damage or loss. If a pipe is leaking, call a plumber. If you have a leak in your roof, but a tarp over it. If your car is damaged and you have to leave it, remove all items of value. If a window is broken, board it up. These simple steps can save thousands of dollars of damage, not to mention the inconvenience.

TAKE PICTURES OF THE DAMAGE WHENEVER POSSIBLE. Whether it be an auto accident, fire, burglary, storm damage or other loss, a picture is truly worth a thousand words. We can email those photos instantly to the adjustors. These photos can save the adjustors time in determining what actually happened and get your claim paid faster.

Most of our companies offer twenty four hour, seven day a week claim service if immediate attention is needed. Click the "claim links and phone numbers" button above to contact your insurance company. If you have a claim and your company is not listed, please contact Insurance Center.